News

In a big win for Michigan policyholders, the state Senate last week passed SB 1013, legislation that would ban insurance companies from using "price optimization" to set rates. This is an important step toward a well-balanced and fairer auto insurance system where the price you pay reflects your actual risk of loss, rather than what insurance companies think you will tolerate.

CPAN today reminded lawmakers that a report issued by the state Department of Insurance and Financial Services (DIFS) about the impacts of auto insurance reform was significantly manipulated to show alleged savings that don’t exist.

CPAN today urged lawmakers and policymakers to closely review the methodologies and assumptions of the “The Impact of Michigan Auto Insurance Reform” report newly issued by the Department of Insurance and Financial Services (DIFS).

Websites ranking insurance premiums by state—which are often touted by insurance lobbyists who are overly eager to show any progress in Michigan—don’t reflect the actual costs paid by Michigan drivers, according to a nationally recognized insurance analyst. 

Margaret Kroese, FACHE, MSSW, CBIS, a lauded healthcare executive and passionate advocate for brain injury survivors, has been named the new president of CPAN, the consumer protection organization fighting for fair insurance laws.

On April 25, 2025, the Department of Insurance and Financial Services (DIFS) issued Bulletin 2025-11-INS to comply with a recent judicial decision in which the Michigan Court of Appeals struck down DIFS’ position regarding the applicability of the Michigan Supreme Court’s landmark decision of Andary v USAA.