Our History

CPAN was formed in 2003 by 26 professional associations who shared the strongly held belief that it was in the public interest to preserve Michigan’s model no-fault auto insurance system and to make sure that the Michigan auto insurance industry kept the original promise it made to Michigan citizens when the No-Fault Act was passed in 1972. 

These professional associations consist of 15 major medical groups and 11 consumer groups, who represent numerous constituencies with widely divergent political views. In spite of their differences, these associations were united by the common objective to protect the rights of patients and providers under the Michigan no-fault system. In 2009, the 26 professional associations who founded CPAN decided to make significant changes in its organizational structure, so that CPAN could be more effective in fighting the battle to save the Michigan no-fault system. CPAN opened up membership to the general public. By taking this action, the members of CPAN today include consumers, individual professionals, private businesses, and professional organizations.

CPAN, which until 2019 was known as The Coalition Protecting Auto No-Fault, has always provided the effective counterbalance to the auto insurance industry – an industry that almost always gets its way in Michigan. CPAN is the trusted voice of Michigan’s auto insurance system, fighting for auto accident victims’ right to recover for nearly 20 years.

Working cooperatively together, these associations and organizations have vigorously fought for the rights of accident victims and their medical providers. Below is a list of just some of CPAN’s current member associations, professional organizations and institutional members:

Medical Groups

• Michigan Academy of Physician Assistants

• Michigan Assisted Living Association

• Michigan Association of Chiropractors

• MARO

• Michigan Brain Injury Provider Council

• Michigan Orthotics and Prosthetics Association

• Michigan Osteopathic Association

• Michigan Rehabilitation Association

• Michigan State Medical Society

• Michigan Dental Association

Consumer Groups

• Brain Injury Association of Michigan

• Michigan Association for Justice

• Michigan Guardian Association

• Michigan Disability Rights Coalition

• Michigan Paralyzed Veterans of America

• Disability Rights Michigan

• Area Agency On Aging Association of Michigan

• Peckham