https://protectnofault.org/news daily 0.75 2026-01-26 https://protectnofault.org/news/cpan-reminds-lawmakers-that-difs-auto-insurance-report-relies-on-manipulated-info-to-show-savings-that-dont-actually-exist monthly 0.5 2026-01-26 https://protectnofault.org/news/new-difs-report-on-auto-insurance-hides-truth-of-higher-premiums-in-footnotes-and-assumptions monthly 0.5 2025-12-03 https://protectnofault.org/news/poll-reveals-majority-of-michiganders-paying-more-for-insurance-despite-auto-no-fault-reform-promises monthly 0.5 2025-11-03 https://protectnofault.org/news/mcca-announces-increase-in-assessment-fee-yet-refers-to-saving-drivers-money-nbsp monthly 0.5 2025-10-23 https://protectnofault.org/news/insurance-expert-pulls-back-veil-on-common-trick-used-by-michigans-insurance-lobby monthly 0.5 2025-09-25 https://protectnofault.org/news/thought-redlining-in-michigan-was-gone-think-again-insurance-expert-tells-state-lawmakers monthly 0.5 2025-09-18 https://protectnofault.org/news/lauded-healthcare-executive-margaret-kroese-named-new-president-of-cpan monthly 0.5 2025-06-24 https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1750780146041-N76OYJZUV22BQXUOOU37/Margaret+Kroese+2020+high+res.+%281%29.jpg News - Lauded Healthcare Executive Margaret Kroese Named New President of CPAN - Make it stand out Margaret Kroese, FACHE, MSSW, CBIS https://protectnofault.org/news/analysis-of-difs-bulletin-2025-11-ins monthly 0.5 2025-05-05 https://protectnofault.org/news/new-poll-finds-that-only-one-in-four-michigan-drivers-completely-trusts-auto-insurance-companies-to-pay-for-care-covered-by-premiums monthly 0.5 2025-04-23 https://protectnofault.org/news/difs-bulletin-struck-down-by-michigan-court-of-claims-represents-big-win-for-thousands-of-crash-survivors monthly 0.5 2025-02-25 https://protectnofault.org/news/mcca-brags-about-positive-effects-of-no-fault-reform-despite-overwhelming-evidence-of-its-failure monthly 0.5 2025-01-29 https://protectnofault.org/news/cpan-reaffirms-commitment-to-protecting-crash-survivors-and-all-michigan-drivers-as-lame-duck-ends-without-needed-action monthly 0.5 2024-12-19 https://protectnofault.org/news/new-poll-shows-that-auto-insurance-law-has-led-to-nothing-but-higher-premiums-and-worse-care monthly 0.5 2024-10-11 https://protectnofault.org/news/massive-mcca-deficit-shows-need-for-transparency-and-public-oversight monthly 0.5 2024-10-04 https://protectnofault.org/news/cpan-marks-national-insurance-awareness-day-by-reminding-michigan-drivers-to-choose-unlimited-shop-around monthly 0.5 2024-06-28 https://protectnofault.org/news/crash-survivors-and-advocates-solemnly-mark-five-year-anniversary-of-devastating-auto-insurance-reform monthly 0.5 2024-05-23 https://protectnofault.org/news/cpan-special-election-offers-opportunity-to-refocus-and-pass-a-legislative-solution-to-the-care-crisis monthly 0.5 2024-05-23 https://protectnofault.org/news/cpan-shares-update-following-meeting-with-rep-brenda-carter-hearing-on-senate-bills-expected-in-coming-weeks monthly 0.5 2024-05-23 https://protectnofault.org/news/nearly-100-organizations-sign-open-letter-calling-on-state-rep-brenda-carter-to-hold-hearings-on-senate-bills-530-531-and-575 monthly 0.5 2024-03-13 https://protectnofault.org/news/cpan-remains-optimistic-that-the-legislature-will-move-to-end-the-michigan-care-crisis-in-2024 monthly 0.5 2023-11-14 https://protectnofault.org/news/cpan-hails-passage-of-senate-bills-which-would-end-michigans-care-crisis-and-protect-current-and-future-crash-survivors monthly 0.5 2023-11-14 https://protectnofault.org/news/protectnofaultorg/news/cpan-and-survivor-advocates-rally-at-the-capitol-to-end-the-micarecrisis monthly 0.5 2023-10-19 https://protectnofault.org/news/cpan-urges-lawmakers-to-quickly-take-up-and-pass-package-fixing-no-fault-auto-insurance-flaws monthly 0.5 2023-09-26 https://protectnofault.org/news/michigan-is-the-worst-state-in-the-country-for-penalizing-drivers-based-on-credit-information monthly 0.5 2023-08-28 https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/b5f9932b-975b-49c8-9fa5-5b880744be95/Screenshot+2023-08-28+at+10.20.07+AM.png News - Michigan Is the Worst State in the Country for Penalizing Drivers Based on Credit Information - Make it stand out Download the handout by clicking on the image https://protectnofault.org/news/andary-decision-represents-great-victory-for-the-rights-of-crash-survivors-ps4nh monthly 0.5 2023-08-21 https://protectnofault.org/news/andary-decision-represents-great-victory-for-the-rights-of-crash-survivors monthly 0.5 2023-08-02 https://protectnofault.org/news/cpan-encourages-legislature-to-pass-rep-rogers-bill-that-will-improve-utilization-review-process monthly 0.5 2023-09-26 https://protectnofault.org/news/accomplished-no-fault-coalition-leader-tim-hoste-unanimously-named-new-president-of-cpan monthly 0.5 2023-05-22 https://protectnofault.org/news/new-campaign-illustrates-the-losses-suffered-by-crash-survivors-in-wake-of-2019-auto-insurance-law monthly 0.5 2023-04-27 https://protectnofault.org/news/thousands-of-lives-hang-in-the-balance-as-michigan-supreme-court-hears-arguments-in-key-auto-insurance-lawsuit monthly 0.5 2023-03-03 https://protectnofault.org/news/new-research-finds-that-auto-insurance-industry-massively-overstates-the-number-of-new-companies-entering-the-market monthly 0.5 2023-02-10 https://protectnofault.org/news/cpan-comments-on-auto-insurance-lobbys-misleading-headlinenbsp monthly 0.5 2023-04-27 https://protectnofault.org/news/auto-insurance-companies-sock-consumers-with-half-billion-in-rate-increases-in-2022 monthly 0.5 2022-10-13 https://protectnofault.org/news/new-study-proves-rights-of-crash-survivors-are-being-violated-by-michigans-auto-insurance-law monthly 0.5 2022-10-19 https://protectnofault.org/news/auto-insurance-industrys-claim-that-andary-case-will-impact-auto-insurance-rates-is-completely-baseless monthly 0.5 2022-09-23 https://protectnofault.org/news/court-of-appeals-decision-represents-major-victory-for-survivors-of-catastrophic-crashes-and-their-families monthly 0.5 2022-08-25 https://protectnofault.org/news/cpan-issues-statement-on-latest-difs-press-release-on-auto-no-fault-reform monthly 0.5 2022-07-12 https://protectnofault.org/news/cpan-issues-statement-on-todays-oral-arguments-in-the-pending-case-of-andary-et-al-v-usaa-casualty-insurance-company-et-al monthly 0.5 2022-06-07 https://protectnofault.org/news/as-allstate-imposes-12-car-insurance-hike-company-announces-quarter-billion-dividend-for-shareholders monthly 0.5 2022-05-25 https://protectnofault.org/news/cpan-issues-information-related-to-important-decision-regarding-the-retroactive-applicability-of-the-recently-enacted-legislative-changes-to-michigans-auto-no-fault-insurance-law monthly 0.5 2022-05-17 https://protectnofault.org/news/new-research-on-michigan-auto-insurance-premiums-reveals-discriminatory-pricing-is-resulting-in-consumers-paying-more-for-less-coverage-nbsp monthly 0.5 2022-05-03 https://protectnofault.org/news/cpan-slams-insurance-alliance-of-michigan-for-its-ongoing-efforts-to-deny-needed-care-to-catastrophic-crash-survivors monthly 0.5 2022-04-29 https://protectnofault.org/news/new-research-shows-drivers-are-paying-higher-premiums-today-than-before-auto-insurance-reform-was-enacted-savings-appear-to-be-a-mirage monthly 0.5 2022-03-23 https://protectnofault.org/news/crash-victims-cannot-simply-move-on-legislators-must-hold-insurance-companies-accountable-to-ensure-savings-for-consumers monthly 0.5 2022-03-17 https://protectnofault.org/news/cpan-applauds-mha-for-its-efforts-to-protect-crash-victims-and-ensure-all-michiganders-receive-quality-accessible-care monthly 0.5 2022-02-22 https://protectnofault.org/news/cpan-governor-has-once-again-failed-to-step-up-to-the-plate-and-show-real-leadershipnbsp monthly 0.5 2022-01-27 https://protectnofault.org/news/cpan-urges-swift-passage-of-new-legislation-addressing-michigans-catastrophic-care-crisis monthly 0.5 2022-01-26 https://protectnofault.org/news/george-t-sinas-statement-on-kelley-miller-other-victims-and-michigans-auto-reform-travesty-of-justice monthly 0.5 2022-01-18 https://protectnofault.org/news/new-report-finds-that-auto-insurance-reform-has-led-to-the-discharge-of-more-than-1500-patients-and-the-loss-of-more-than-3000-jobs monthly 0.5 2022-01-11 https://protectnofault.org/news/cpan-applauds-wayne-county-commissions-unanimous-passage-of-resolution-demanding-a-fix-to-michigans-no-fault-law monthly 0.5 2021-12-17 https://protectnofault.org/news/cpan-applauds-new-report-from-u-of-m-poverty-solutions-calling-on-legislators-to-revisit-auto-insurance-reform monthly 0.5 2021-12-08 https://protectnofault.org/news/cpan-urges-gov-whitmer-and-difs-to-protect-auto-insurance-policyholders-and-stop-deflecting-publics-attention monthly 0.5 2021-11-17 https://protectnofault.org/news/cpan-blasts-the-raid-of-billions-from-the-catastrophic-claims-fund-set-aside-for-catastrophic-accident-victims monthly 0.5 2021-11-04 https://protectnofault.org/news/cpan-calls-on-gov-whitmer-to-protect-consumers-without-raiding-fund-set-aside-for-catastrophic-accident-victims monthly 0.5 2021-11-01 https://protectnofault.org/news/cpan-urges-difs-director-fox-to-follow-steps-taken-in-california-washington-to-determine-if-michigan-drivers-are-owed-bigger-insurance-refunds monthly 0.5 2021-10-14 https://protectnofault.org/news/new-report-finds-auto-insurance-companies-overcharged-michigan-policyholders-by-12-billion-in-2020 monthly 0.5 2021-09-08 https://protectnofault.org/news/treasury-release monthly 0.5 2021-08-12 https://protectnofault.org/news/senate-bill-28-is-no-solution-to-crisis-of-care-for-auto-accident-victims monthly 0.5 2021-07-15 https://protectnofault.org/news/cpan-calls-on-legislators-to-return-to-table-and-enact-meaningful-changes-to-protect-the-right-to-recover monthly 0.5 2021-06-30 https://protectnofault.org/news/cpan-thanks-rep-rogers-for-introducing-bipartisan-legislation-that-would-delay-implementation-of-devastating-auto-reform-provisions monthly 0.5 2021-06-24 https://protectnofault.org/news/cpan-announces-its-support-of-house-bill-4992-which-will-protect-access-to-care-for-accident-victims-and-consumers monthly 0.5 2021-06-11 https://protectnofault.org/news/bicameral-group-of-73-lawmakers-sign-memo-in-support-of-bipartisan-amicus-brief-filed-by-state-reps-julie-brixie-and-andrea-schroeder-in-no-fault-lawsuit monthly 0.5 2021-06-09 https://protectnofault.org/news/cpan-survey-finds-vast-majority-of-michigan-accident-victims-who-receive-in-home-care-are-concerned-about-their-future monthly 0.5 2021-04-30 https://protectnofault.org/news/statewide-business-survey-finds-fee-schedule-impact-on-services-jobs-and-patients monthly 0.5 2021-04-14 https://protectnofault.org/news/cpan-slams-big-auto-insurance-companies-for-lobbying-against-bill-that-would-protect-access-to-care-for-thousands monthly 0.5 2021-03-30 https://protectnofault.org/news/cpan-joins-effort-to-combat-systemic-racism-in-insurance-industry-joining-17-nationwide-consumer-organizations monthly 0.5 2020-11-24 https://protectnofault.org/news/cpan-board-names-new-president-approves-expanded-mission monthly 0.5 2020-10-15 https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1602789039880-9B2ZJG9ISVPR4XYZUL0M/rsz_1rsz_devinhutchings_headshot.jpg News - CPAN Board Names New President, Approves Expanded Mission https://protectnofault.org/news/cpan-calls-on-difs-to-hold-progressive-accountable-and-ensure-that-consumers-receive-appropriate-auto-insurance-premium-refundsnbsp monthly 0.5 2020-08-26 https://protectnofault.org/news/broad-collection-of-healthcare-organizations-lend-voices-to-lawsuit-seeking-to-declare-key-elements-of-michigans-new-auto-insurance-law-unconstitutional monthly 0.5 2020-07-20 https://protectnofault.org/news/cpan-applauds-order-requiring-auto-insurance-refunds-says-more-consumer-protections-still-needed monthly 0.5 2020-06-03 https://protectnofault.org/news/senior-drivers-fact-sheet monthly 0.5 2020-07-08 https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1594229438414-OGH4DDULEM97JE5GAD94/MedicareMedicaid+vs.+no-fault_FINAL.jpg News - Senior Drivers and Those on Medicaid: Understand Your Choices Under the New Auto Insurance Law https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1594229681798-XWVZ012VXQ9KCV1QSJPO/MedicareMedicaid+vs.+no-fault_FINAL2.jpg News - Senior Drivers and Those on Medicaid: Understand Your Choices Under the New Auto Insurance Law https://protectnofault.org/news/making-smart-choices-a-summary-guide-to-the-new-auto-no-fault-law monthly 0.5 2020-05-15 https://protectnofault.org/news/auto-insurance-companies-have-no-plans-to-substantially-reduce-rates-based-on-review-of-state-filings-insurance-expert-finds monthly 0.5 2020-05-07 https://protectnofault.org/news/cornack-we-remain-committed-to-working-with-gov-whitmer-and-lawmakers-on-both-sides-of-the-aisle-to-restore-the-right-to-recover monthly 0.5 2020-01-30 https://protectnofault.org/news/cpan-auto-insurance-companies-will-continue-to-win-shell-game-until-michigan-gets-serious-about-increasing-oversight-and-requiring-transparency monthly 0.5 2019-11-14 https://protectnofault.org/news/navigating-the-chaos monthly 0.5 2020-01-28 https://protectnofault.org/news/no-fault-legislation-is-a-sell-out monthly 0.5 2019-08-30 https://protectnofault.org/news/summary-analysis-of-hb-4397 monthly 0.5 2019-08-30 https://protectnofault.org/news/cpan-urges-governor-to-veto-hb-4397 monthly 0.5 2019-08-30 https://protectnofault.org/news/house-no-fault-bill-wont-offer-true-protections monthly 0.5 2019-08-30 https://protectnofault.org/news/plan-to-overturn-no-fault-is-an-insurance-industry-giveaway monthly 0.5 2019-08-30 https://protectnofault.org/news/cpan-crack-down-on-fraud monthly 0.5 2019-08-30 https://protectnofault.org/news/consumers-once-again-pay-the-price-for-lack-of-mcca-transparency monthly 0.5 2019-09-12 https://protectnofault.org/news/cpan-testifies-on-the-dangers-of-implementing-limited-protection-coverage-policies monthly 0.5 2019-09-12 https://protectnofault.org/news/cpan-fee-schedule-is-just-one-component-of-balanced-comprehensive-auto-no-fault-reform monthly 0.5 2019-09-12 https://protectnofault.org/news/cpan-pip-choice-would-be-a-solution-that-actually-creates-new-problems-by-reducing-care-and-shifting-costs-from-insurance-companies-to-taxpayersnbsp monthly 0.5 2019-09-12 https://protectnofault.org/news/cpan-we-can-work-together-to-lower-auto-insurance-premiums-without-limiting-the-essential-care-that-catastrophically-injured-residents-need-to-thrivenbsp monthly 0.5 2019-09-12 https://protectnofault.org/news/cpan-lack-of-consumer-protections-in-michigan-is-whats-truly-shamefulnbsp monthly 0.5 2019-09-12 https://protectnofault.org/news/cpan-joins-bipartisan-lawmakers-in-calling-on-state-government-to-crack-down-on-insurance-industrys-refusal-to-lower-rates-in-light-of-corporate-tax-reform monthly 0.5 2019-09-12 https://protectnofault.org/news/cpan-files-federal-court-documents-seeking-to-require-state-government-officials-to-protect-michigan-drivers-from-excessive-and-discriminatory-auto-insurance-rates monthly 0.5 2019-09-12 https://protectnofault.org/news/new-poll-reveals-majority-of-michigan-residents-support-protecting-auto-no-fault-benefits-cracking-down-on-insurance-companies-discriminatory-practices monthly 0.5 2019-09-13 https://protectnofault.org/news/cpan-duggan-lawsuit-against-state-of-michigan-points-blame-in-the-wrong-direction-wont-guarantee-lower-auto-insurance-premiums monthly 0.5 2019-09-12 https://protectnofault.org/news/proposed-bills-would-implement-cost-containment-measures-create-fair-auto-insurance-rating-practices-and-bring-more-transparency-to-michigans-auto-insurance-system monthly 0.5 2019-09-12 https://protectnofault.org/events daily 0.75 2025-09-04 https://protectnofault.org/five-years daily 0.75 2025-09-15 https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1757092728502-88POUF1HKBNLXES84A03/475652581_985880173587713_2464135861279826126_n.jpg Five Years of Suffering - Sandra Cain We remember Sandra Cain. Sandy passed away on January 28, 2022, due to the #MICareCrisis. Sandy enjoyed farming, gardening, and trips to Houghton Lake. She worked as a Departmental Analyst for the State of Michigan in Lansing until she retired in 2010. Sandy was a lifetime Laingsburg resident, well known for her many contributions to the community. Sandy is deeply missed by her community and those who love her. https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1757092728502-88POUF1HKBNLXES84A03/475652581_985880173587713_2464135861279826126_n.jpg Five Years of Suffering - Sandra Cain We remember Sandra Cain. Sandy passed away on January 28, 2022, due to the #MICareCrisis. Sandy enjoyed farming, gardening, and trips to Houghton Lake. She worked as a Departmental Analyst for the State of Michigan in Lansing until she retired in 2010. Sandy was a lifetime Laingsburg resident, well known for her many contributions to the community. Sandy is deeply missed by her community and those who love her. https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1757092728596-K78XD2JBB0I3IJY6X80M/475832539_985877476921316_6967371148014105978_n.jpg Five Years of Suffering - Susan Ann Meagher We remember Susan Ann Meagher, who passed away on July 26, 2021, as a result of the #MICareCrisis. Susi loved quilting, photography and travel. She was an active member of her community and was passionate about Sphinx cats. She raised and cared for many of them in her home, along with her dog. Every day, Susi is missed by her friends and family. https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1757092729562-FI2Q5T7QAVG5BY4L2QV5/475863351_985884740253923_375233530806720573_n.jpg Five Years of Suffering - James Bourdage We remember James Bourdage, who passed away on December 31, 2021, as a result of the #MICareCrisis. Jim was a treasured member of his family. His wife Angelina and his children Brianne, Tara and Brandon mourn his loss. Jim was taken from his family far too soon. https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1757092729939-FUXPGM8EGWJ63NTOUIYP/476094566_988880136621050_1630789477865299614_n.jpg Five Years of Suffering - Brian Woodward We remember Brian Woodward. Brian passed away on July 31, 2023, after the #MICareCrisis limited access to care. Brian was an enthusiastic participant in his community, coaching Little League, tutoring kids, and singing in the choir. He enjoyed hunting, fishing, and even competing in turkey-calling contests. Brian was a vocal supporter of auto-no-fault and spoke often about the adverse effects of the 2019 reforms. Brian is missed every day by those who knew him. https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1757092730899-RSAO3LOQP785MY2W9I70/476119047_988893949953002_6568042629087613437_n.jpg Five Years of Suffering - Richard Schueneman We remember Richard Schueneman. Richard passed away on January 10, 2022, after the #MICareCrisis limited access to care. Richard had a passion for gardening, especially growing roses and dahlias. He enjoyed sharing the blooms with his family and friends. He was an avid reader and loved sharing his library with anyone who needed a book. Richard is deeply missed. https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1757092731455-VOON2JDIBWD2EUAGBGHV/476160941_989576629884734_6960791460846219890_n.jpg Five Years of Suffering - Maureen Sternburgh We remember Maureen Sternburgh, who passed away on June 23, 2024, after the #MICareCrisis limited access to care. Maureen loved holidays and particularly loved to decorate for Halloween and Christmas. She loved to be around her family, especially her daughter, Emily, who was everything to her. Every day, Maureen is missed by her friends and family. https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1757092732628-YSDJOVUSHELH054EV9IN/476278672_988888626620201_8306522082792023961_n.jpg Five Years of Suffering - Eddy Tazwell We remember Eddy Tazwell. Eddy passed away on May 22, 2023, due to the #MICareCrisis. Eddy is remembered as a true outdoorsman who enjoyed fishing and hunting whitetails, pheasants and rabbits. He loved to cook, especially wild game and was known for his venison nuggets and smoked fish. Eddy canned everything from produce in his garden to the wild game that he harvested. Every day, Eddy is missed by his friends and family. https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1757092733248-XTSV829YTOTVPTR176SM/476414363_989563183219412_428537611873498358_n.jpg Five Years of Suffering - Holly Christine Luty We remember Holly Christine Luty, who passed away on October 3, 2022, at age 47, as a result of the #MICareCrisis. Though she faced many challenges and obstacles, Holly earned her associate's at Jackson Community College and her B.A. in History from Eastern Michigan University. Holly enjoyed music of all genres, concert-going, and could sing the lyrics of nearly every song. She loved a Michigan summer and spending the entire day in the sunshine. Holly was taken from her loved ones far too soon. https://protectnofault.org/what-weve-lost daily 0.75 2025-10-30 https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1757600861484-OB5K0XPARKQKZHVBTS8H/474616546_980361954139535_2120766840912516404_n.jpg What We've Lost - Rachel “As a traumatic brain injury survivor requiring 24/7 care, the new auto law has diminished my quality of life in many ways and has negatively affected me and my family, mentally and physically. My much-needed therapies that help me improve my abilities have been decreased or taken away. Respite care has been cut, lessening my opportunities for social interactions." https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1757600861484-OB5K0XPARKQKZHVBTS8H/474616546_980361954139535_2120766840912516404_n.jpg What We've Lost - Rachel “As a traumatic brain injury survivor requiring 24/7 care, the new auto law has diminished my quality of life in many ways and has negatively affected me and my family, mentally and physically. My much-needed therapies that help me improve my abilities have been decreased or taken away. Respite care has been cut, lessening my opportunities for social interactions." https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1757600861937-OYZ2ISUJAH8DIGGPUV26/474726246_980365114139219_4265459179193051616_n.jpg What We've Lost - Danny "Due to a severe brain injury, my son requires 24/7 skilled nursing care. On July 1, 2021 I lost all of his nurses when the agency employing these nurses was forced to close their doors due to the 45% cut in the reimbursement rates. These nurses had been caring for Dan anywhere from 6-18 years. I have gotten some nurses back, but I’m left to provide up to 60 hours/week of his care (mostly overnight). I get very little sleep and still need to be awake most of the day to get him to therapies, appointments and to handle all aspects of his care." — Danny’s mother, Laurie https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1757600863006-NG51DG14BQ38X6366PU3/474732230_980777787431285_7519318729402704944_n.jpg What We've Lost - Cynthia "Since the changes of insurance, I have continued to lose therapy services that I have needed to help with my recovery after my auto accident.” https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1757600864886-UNDHE717MFTLDUPJB18L/474781833_980781707430893_3167576309828304810_n.jpg What We've Lost - Stevie "I worked hard for decades to recover from my accident and to learn how to thrive, but since this change, I feel more hopeless and broken than ever before. I believe that the state of Michigan would rather I die and disappear than honor the contract I have with them." https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1757600870223-FXUBXNAFTWMLSXA10CR8/474859516_980640187445045_8641113102548880543_n.jpg What We've Lost - Arnie "Welcome to my nightmare. I was receiving very good around-the-clock care until July 2021. That all changed. The agencies that were providing my care could not survive under the 45% cut and the transportation company that I had for years also went out of business." https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1757600865985-Q0MZDJXRDRMBSLBYTH2I/474802079_980755874100143_8181734712379208293_n.jpg What We've Lost - Shawn W. "Our family lost employment income and health insurance. I lost music therapy, transportation to therapy, and my psychologist. The attendant care was not paid at all for a year. I feel forgotten and helpless." https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1757600867813-5C2OEJ99E1ZLX52XORXA/474857507_980761927432871_5175761141778421385_n.jpg What We've Lost - Brian "Since the 2021 changes in the law, I’ve lost my job, I’ve lost my attendant care, I can no longer live in my home and now live in a facility. I’ve lost my connections to the community and I have lost HOPE." https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1757600870729-S5O6OD5B535VO0IPVTYS/474872222_980657190776678_6052167278431904989_n.jpg What We've Lost - Dianne "When the law changed in 2019, I lost the option of having my husband provide as much of my round-the-clock care as I wanted and needed. But we couldn't get enough agency care for him to have a full-time job, so we had to sell a vehicle to make ends meet, and we were afraid of losing our home too." https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1757600871752-OIWXGAHCIQ8J4JS4ZEPC/474876956_981004434075287_7239027379685752587_n.jpg What We've Lost - Oren "I lost my case manager and navigating this world without an advocate is challenging. I fear for the future with so many unknowns. " https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1757600873070-IILAWX7AQ0H4VX7RNYOE/474897942_980639354111795_5405757045908689745_n.jpg What We've Lost - Brittney "In 2021, when the new law started, the agency my mom used to help take care of me stopped coming to help her, my massage and music therapists couldn’t continue due to delayed and reduced payments, and the company that we got my monthly supplies from wouldn’t let us order. My mom had to sign an agreement with the insurance company just to take care of me for more than 56 hours a week at a lower rate than the court-ordered hourly rate. The new law has made my life and my family's life harder than it already was." https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1757600873918-OMNZJGCQ3ARQDECZTXZX/474917150_980763007432763_6656518991037838187_n.jpg What We've Lost - Leanne “When does this added stress and agony stop?” https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1757600875065-CSEHA6U2Q0XXUECXGPSQ/474928488_980633794112351_6626356549797501062_n.jpg What We've Lost - Julie and Grant "Many companies will not take auto claims because of the auto no-fault law reform," said Julie, Grant's mom. "It's been a big challenge to find a replacement for Grant's present aide that is quitting." "We have lost the peace of mind that our son will be properly taken care of and lost countless hours in advocating for him to get the services we paid for. This adds more stress to an already stressful life caring for someone with a TBI." https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1757600876321-2MR8EAHA1014IRJPQVS5/474975561_980769097432154_5895074397399940915_n.jpg What We've Lost - Shawn "I lost payment for 24/7 skilled nursing care and have 2 years of legal costs." https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1757600877259-Z6XJB8MEXOZI42DU6AAM/475010746_980631684112562_4480722229451446838_n.jpg What We've Lost - David and Linda "To share what has changed for our family since July 2019 is difficult," said David’s mother Linda. "To actually pause and reflect on the uncertainty of David's future increases my anxiety and makes my heart ache." https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1757600877680-WUZUE5CVY47FMOXPZZIG/475027375_980647450777652_742378571688952239_n.jpg What We've Lost - Laszlo "I feel more impaired since the law change. Worry and stress now consumes me and my main caregiver. Opening the mail frequently brings another bill, another problem to solve.” https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1757600878697-GA2GY6IL7W0VDSH4RT40/475031443_980775370764860_2852917199113721156_n.jpg What We've Lost - Bart "Because nursing and home care pay was cut in half, it became difficult to find a quality company to come into my home and take care of me. In addition, the care I receive was cut from 24 to 18 hours a day. Which means I am sometimes alone. This has been a great source of anxiety for me. It is scary and I lose sleep being alone. My anxiety has gotten out of control and I now have panic attacks." https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1757600879518-AM3KZ3ZEUX22UNQTHLNS/475052181_981012350741162_3207903366284742641_n.jpg What We've Lost - Heidi "My care facility should not be in litigation for funding to care for me. They should be able to expend their energy providing quality care for me and all the others that require it." https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1757944096528-49Z27GMCPHIHG072IFGS/474745471_980370190805378_2860094530274529741_n.jpg What We've Lost "The changes in auto no-fault added another layer of uncertainty and stress to our lives,” said Sam’s mother Maureen. “Having to barter to try to maintain what we had and fearing the outcome of losing the therapies that make Sam’s life possible is difficult. Life after a catastrophic injury is tough enough for the family and the survivor without having to deal with the fear and loss this reform created." https://protectnofault.org/home-2 daily 0.75 2025-10-30 https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1633463811027-ZHN7EJ4404OLP0G77LNI/header.jpeg Home-2 https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1633464157143-8T0PXRD5D5TGY0WHXBDD/issues.jpeg Home-2 https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1568407288572-X0QTMPAWL8Z0B5UT84U1/CPAN%2Bhomepage%2Bevents.jpg Home-2 https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1568407317861-CDFPJZ2TLQA4Z1GGYRKD/CPAN%2Bwebsite%2Bhomepage%2B1.jpg Home-2 - Become a Member https://protectnofault.org/publicacts daily 0.75 2025-10-30 https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1567123619129-QBW27XANATVE9L9N6467/CPAN%252Bissues%252Bheader.jpg Public Acts 21 and 22 https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1569611746436-KANS7CZT0QOBPG34FSO6/iconmonstr-medical-7-240.png Public Acts 21 and 22 https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1569611804577-LVUMFR3LSIDP4G3EC2IV/iconmonstr-currency-1-240.png Public Acts 21 and 22 https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1569611867348-2UHRFJ2BA1J4E7VSOS44/iconmonstr-gavel-1-240.png Public Acts 21 and 22 https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1569611937137-N29Q3KS43GSNZX1PPNNQ/iconmonstr-chart-5-240.png Public Acts 21 and 22 https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1569611990243-65U4ECO86NLDIOXQMWWH/iconmonstr-map-5-240.png Public Acts 21 and 22 https://protectnofault.org/awards daily 0.75 2019-10-31 https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1568407455781-JPHNY9DKC5FWEVX5D2H3/CPAN%252Bawards.jpg Awards and Accomplishments https://protectnofault.org/take-action daily 0.75 2025-09-04 https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1568070679101-P0KJOGDTMYHYYG5BEKKL/CPAN%25252Btake%25252Baction%25252Bheader.jpg Take Action https://protectnofault.org/staff-and-leaders daily 0.75 2025-10-22 https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1567122454263-MZ9FHGHBDENLD7W4QVTB/Screen+Shot+2019-08-29+at+4.47.24+PM.png Staff and Leaders https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1572546788718-HVKIS8EDXFYEPFZ6F5U8/Martha+.jpg Staff and Leaders https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/8d308919-e346-4a83-8252-4ade0a2dd32a/GTS-Headshot-with-Backdrop2.jpg Staff and Leaders https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1572547292795-Z530JHCKDUW0J6ILCYDC/McKinney0818-015+Master.jpg Staff and Leaders https://protectnofault.org/member-login daily 0.75 2019-09-25 https://protectnofault.org/ourmission daily 0.75 2021-02-21 https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1567121939587-0ROFINK612AER5NVWRZZ/CPAN%2Bheader%2B2.jpg Our Mission https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1568757759714-A1NJEXEN9G750HWDN6WH/CPAN%252Bgoals%252Bto%252Bissues.jpg Our Mission https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1568757782203-XX4UB02PWKTQRXM160XC/CPAN%25252Bgoals%25252Bto%25252Bnews.jpg Our Mission https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1568757804948-3OCC20NAZ8UC10ZBW1P3/our%252Bgoals%252Bto%252Bevents.jpg Our Mission https://protectnofault.org/contact daily 0.75 2025-09-17 https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1567123026520-88B5Z2ZZPWRT2ROZWQQN/CPAN%252Bcontact%252Bpage.jpg Contact https://protectnofault.org/history daily 0.75 2025-10-27 https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1568402061598-BGKAK7WKC4RDP33SPHAO/CPAN%2Bhistory.jpg Our History https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1568403305948-RE6KMP7RIQVCZH22LV6Q/CPAN%2Bhistory%2Bto%2Bstaff.jpg Our History - Staff and Leaders Meet the passionate, committed, and experienced people fighting for auto accident victims’ right to recover. https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1568403219728-TSUYUQLLGPXU6XQ8ND5V/CPAN%2Bhistory%2Bto%2Bannual%2Breports.jpg Our History - Annual Reports Read CPAN’s annual reports to learn about our financial history and membership retention, the legislative issues we affected, court cases in which we filed amicus briefs, and more. https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1568403446753-66YFSEC24WKM5BX9BN58/CPAN%2Bhistory%2Bto%2Bawards.jpg Our History - Awards and Accomplishments See the awards and accomplishments CPAN has been proud to earn throughout its history. https://protectnofault.org/annual-reports daily 0.75 2026-03-30 https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1762382776987-AJEB2CJ6RIW9ERZGIFZN/unsplash-image-mcSDtbWXUZU.jpg Annual Reports https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/cb95e83b-f795-405c-bd34-98a9818c5f00/Screenshot+2026-03-30+at+1.14.45%E2%80%AFPM.png Annual Reports - 2025 Impactful Activities In 2025, CPAN welcomed new leadership while intensifying its fight to hold Michigan's auto insurance system accountable, defending crash survivors, challenging broken promises, and pushing lawmakers to restore the protections that no-fault was built to provide. https://protectnofault.org/how-you-can-help daily 0.75 2019-12-02 https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1568402147993-W5BSC0EBDA31LCTNKBW3/CPAN%2Bhow%2Bto%2Bhelp.jpg How You Can Help https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1568065716564-VF9R86SSA59D4PGLIJ1K/iconmonstr-user-25-240.png How You Can Help https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1568066854443-5CHM2ITU0EBUKJLOP1U9/image-asset.png How You Can Help https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1568067310301-KNPJYFZM0WS38GAEOBIQ/iconmonstr-thumb-10-240.png How You Can Help https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1568067423655-FC2AGU39I9FK4BLUOD5A/iconmonstr-phone-7-240.png How You Can Help https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1568067583397-9SDH1XYRW5D59WP1VMKP/iconmonstr-note-23-240.png How You Can Help https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1568067606276-FPGCYE6FEDO5AHAEIWBE/image-asset.png How You Can Help https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1568067824605-9PI6KEX4078UL1S7HTM4/iconmonstr-handshake-3-240.png How You Can Help https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1568067753518-A0QN465O7BOM690Y3QFA/iconmonstr-facebook-6-240.png How You Can Help https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1568067933482-08WYODHPHXONBRKHSLOM/iconmonstr-speech-bubble-25-240.png How You Can Help https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1568068279049-DXEAH5FXA2OENGRN570U/iconmonstr-share-8-240.png How You Can Help https://protectnofault.org/become-a-member daily 0.75 2021-03-01 https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1568763093061-82KRXSLKVH4ATPY6YQ2R/CPAN%252Bbecome%252Ba%252Bmember%252Bheader.jpg Become a member https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1614625055693-PKE4KLJQTUI8JZ7CWGZE/Screen+Shot+2021-02-25+at+1.48.56+PM.png Become a member https://protectnofault.org/martha-levandowski daily 0.75 2025-10-22 https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1572546878458-CMK50OKTKTRWA4KYFQRU/Martha+.jpg Martha Levandowski https://protectnofault.org/kevin-mckinney daily 0.75 2025-10-22 https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1572547490389-Z4LS3L57VI2615AYJATN/McKinney0818-015+Master.jpg Kevin McKinney https://protectnofault.org/george-sinas daily 0.75 2025-10-22 https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/6111fda0-6cee-48ed-a8be-0f8c167e47c8/GTS-Headshot-with-Backdrop2.jpg George Sinas https://protectnofault.org/donate daily 0.75 2025-11-20 https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1761847306401-QN1B5LI18Q50F986UQ98/unsplash-image-9cd8qOgeNIY.jpg Donate https://protectnofault.org/who-loses daily 0.75 2019-09-27 https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1569612172040-TVUXYPQEXDUHITDBOKB6/Who%2Bloses%2Bheader.jpg Who loses https://protectnofault.org/research daily 0.75 2025-10-27 https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1572645345810-I57YB2K9J8YHG5E5D8S5/CPAN%2Bresearch.jpg Research https://protectnofault.org/lawsuit-updates daily 0.75 2025-05-05 https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1591109037146-M4S0925JI9KAB41QABNS/image-asset.jpeg Andary Lawsuit https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/a534bbb6-5850-45ed-8e1d-6db47b15584b/Andary+MAJ+article+pages+12-16.jpg Andary Lawsuit - The Andary Case: Civil Justice for Some of Michigan’s Most Vulnerable Download the article from the Michigan Association of Justice Fall 2022 journal https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1592505919810-47Z2VMSFXC60MG1S828A/PHIL%2BBIG%2BHOUSE.jpg Andary Lawsuit Pictured is Philip Krueger and his family. (Courtesy Photo) https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1594660561551-P26IC7VC6HR4TQXQOASJ/Andary-Campbell017.jpg Andary Lawsuit Pictured is Ellen Andary and family. (Courtesy Photo) https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1592512610292-093TGOD70JIH4KAPB4T2/michael-andary.jpg Andary Lawsuit - Michael Andary Dr. Michael Andary is a brain injury physician and a professor of physical medicine and rehabilitation at Michigan State University’s College of Osteopathic Medicine. He is the legal guardian for his wife, Ellen, who was legally incapacitated following a catastrophic auto accident caused by a drunk driver in 2014. https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1592342973570-ISJUOOF8IS93LVCJUBTL/George%2BSinas.jpg Andary Lawsuit - George Sinas George Sinas serves as general counsel for CPAN and is the managing partner at the Sinas Dramis Law Firm. He is a personal injury attorney and is recognized as one of Michigan's foremost experts in auto no-fault law. https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1591122910183-9ZBKI683DIDBVPAWTSQ4/CPAN+logo+sans+tag.png Andary Lawsuit https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1592343295679-YUBG07XYUKO4X7AD54WH/BIAMI+logo.png Andary Lawsuit https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1591124923053-65UORX4BFE290ZJCM00L/MBIPC-CMYK+2.png Andary Lawsuit https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1591196608902-2RXTF6EBDSGLBMKOEJ37/image-asset.png Andary Lawsuit https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1592422051648-OVGA0L0SM704RM2Q8X6A/MOA-stackedlogo_simple_NOSPACE.jpg Andary Lawsuit https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1591204908258-D3GZAUIPMA4UN4HBY5CH/download.png Andary Lawsuit https://protectnofault.org/sharing-your-story daily 0.75 2020-11-04 https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1604434596747-HS55QWIN1IK4MCDKHCA1/image-asset.jpeg Sharing Your Story https://protectnofault.org/docs daily 0.75 2022-04-21 https://protectnofault.org/amicus-activity daily 0.75 2026-02-03 https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/57309096-6590-4802-8be5-fe980366b654/1-11.png Amicus Activity - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/d8af2be0-4f67-47a2-8138-3bdc74c38372/12-24.png Amicus Activity - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/7f423c43-bac4-4566-ad73-786424098767/25-31.png Amicus Activity - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1b2d9335-9357-42f5-baa4-0f73e8b1403e/32-34.png Amicus Activity - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/74c43b09-bfb3-4f55-9e3c-afc8a07e9589/35-38.png Amicus Activity - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/08125a69-6c31-4afb-8829-eddc9bef20df/39-44.png Amicus Activity - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1a1f2aa6-de47-4cc4-9fe1-7917a4b1d28a/45-48.png Amicus Activity - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/910dac62-dbb8-457c-8a76-ae466ac58407/49-52.png Amicus Activity - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/556ee069-fecf-4e12-98cb-b722da5e7f6d/53-55.png Amicus Activity - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/04b23e3a-58d6-428b-9226-cdf5262051bc/56-59.png Amicus Activity - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/2568b300-9f5b-45cc-9fe5-183c613c5248/60-63.png Amicus Activity - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://protectnofault.org/the-right-to-recover-old daily 0.75 2025-10-30 https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1628022717503-JR7R6R2NR1KCWHO3UG2A/Rally+1.jpg The Right to Recover old https://protectnofault.org/home daily 1.0 2025-11-20 https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1633463811027-ZHN7EJ4404OLP0G77LNI/header.jpeg Home https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/e75b7b60-1f7a-4121-a0ec-14c26ba52cac/472422587_10170431176850052_1973785701433291992_n.jpg Home - At the Capitol Read the latest news about our advocacy work to protect crash survivors and consumers https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/3a005e72-8b25-4d31-9493-e87b77017c67/712_michigan_hofj_edit.jpg Home - In the Courts Learn about legal efforts supported by CPAN, including the landmark Andary case https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/d1871fa0-45db-4cd8-a394-afd2253689d2/13UtK3_k.jpg Home - In the Public Forum Hear the stories of those impacted by the 2019 no-fault reform law https://protectnofault.org/protecting-consumers daily 0.75 2026-03-04 https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1757946377327-VTHQ4CLO82E5L30QXUEC/unsplash-image-mCqi3MljC4E.jpg Protecting Consumers https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/bd5ae020-b2ad-4ba7-89e7-47ad5db6103b/Screenshot+2026-02-27+at+9.32.32%E2%80%AFAM.png Protecting Consumers - Make it stand out Download our guide comparing no-fault with Medicare, Medicaid and other options. https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/795c2914-3bed-4869-a4fb-1673c1cbc873/Screenshot+2026-03-04+at+12.35.12%E2%80%AFPM.png Protecting Consumers - Make it stand out Download our guide comparing no-fault with Medicare, Medicaid and other options. https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/8bf984a9-0f59-4896-80ae-33268125328e/Screenshot+2025-10-22+at+9.50.15%E2%80%AFAM.png Protecting Consumers - Make it stand out Download our recommended coverage levels. https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/160becd9-09d6-4f14-ab2f-3877412c4edf/Doug+Heller+Headshot.jpg Protecting Consumers - Make it stand out Doug Heller, Director of Insurance, Consumer Federation of America https://protectnofault.org/the-right-to-recover daily 0.75 2025-10-30 https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1757946952720-EY8O8YOE2I0UXJ4EIKCS/unsplash-image-ls2rTqdQcoA.jpg The Right to Recover https://protectnofault.org/legal-efforts daily 0.75 2025-11-04 https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1757947283242-CX4QRIZ3YBGJOUQCVA2D/unsplash-image-yCdPU73kGSc.jpg Legal Efforts https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/aeff42d1-7d6d-47ca-a47c-4dc9d6ce7b4f/Screenshot+2025-11-04+at+10.40.07%E2%80%AFAM.png Legal Efforts - Make it stand out Through CPAN’s amicus activity, we advocate for survivors’ constitutional rights through the court system. Click the image above to see a list of all our amicus briefs. https://protectnofault.org/dispelling-myths daily 0.75 2025-09-16 https://images.squarespace-cdn.com/content/v1/5d6833b8e8aee400017aee6a/1758033178342-E0BILDDXM77TCEXJ65T1/unsplash-image-kYejP2VxGRs.jpg Dispelling Myths