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CPAN files federal court documents seeking to require state government officials to protect Michigan drivers from excessive and discriminatory auto insurance rates

CPAN files federal court documents seeking to require state government officials to protect Michigan drivers from excessive and discriminatory auto insurance rates Consumer group requests intervention in Mayor Duggan’s lawsuit in order to achieve real rate relief while preserving medical care DETROIT — The Coalition Protecting Auto No-Fault (CPAN) today announced it has filed a motion in the U.S. District Court for the Eastern District of Michigan aimed at protecting Michigan drivers from excessive and discriminatory auto insurance rates. The court … read more

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CPAN celebrates its 15th anniversary

This month, CPAN is celebrating its 15th anniversary. It is truly amazing how fast the years have flown by since we started the historic CPAN Coalition in 2003. As we reflect on all of the great things our organization has accomplished over the last 15 years to preserve our great auto no-fault system, it is worthwhile to recall the words of former Michigan Supreme Court Chief Justice Michael F. Cavanagh, when he spoke at the CPAN 10th anniversary celebration held … read more

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New poll reveals majority of Michigan residents support protecting auto no- fault benefits, cracking down on insurance companies’ discriminatory practices

New poll reveals majority of Michigan residents support protecting auto no- fault benefits, cracking down on insurance companies’ discriminatory practices Survey also finds support for bipartisan Fair and Affordable no-fault reform package, which remains largely neglected in the Michigan Legislature GROSSE POINTE, Mich. — Two-thirds of Michigan residents support a package of bills in the Michigan Legislature that seeks to lower auto insurance premiums while protecting the lifetime medical and lost-wage benefits provided by the state’s auto no-fault insurance system, … read more

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CPAN earns awards for excellence from Michigan Society of Association Executives (MSAE)

CPAN earns awards for excellence from Michigan Society of Association Executives (MSAE) Lansing – The Coalition Protecting Auto No-Fault (CPAN) earned multiple honors as the Michigan Society of Association Executives (MSAE) saluted the innovation of program winners at its 17th annual Diamond Awards event Sept. 20th in Novi. In the “Public Relations Campaign” category, CPAN received a Diamond Award for its campaign “Non-driving Rating Factors: Game Changer in No-Fault Battle” (Less than $1 million budget category). In the “Social Media Campaign” … read more

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CPAN statement on Gov. Snyder’s executive order creating an anti-fraud authority for the State of Michigan

CPAN statement on Gov. Snyder’s executive order creating an anti-fraud authority for the State of Michigan Cornack: Real fraud prevention must include deny-and-delay tactics used by insurance companies Lansing, Mich. — Gov. Rick Snyder signed an executive order on Sept. 11 creating an anti-fraud authority affecting the banking sector, health insurance and auto insurance. Coalition Protecting Auto No-Fault (CPAN) President John Cornack issued the following statement in response to the order: “As a consumer advocate organization, CPAN has and will continue … read more

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CPAN Statement: Duggan lawsuit against State of Michigan points blame in the wrong direction, won’t guarantee lower auto insurance premiums

Cornack: Action needed to hold insurance companies accountable Lansing — Today, Detroit Mayor Mike Duggan announced a lawsuit against the State of Michigan with a political aim of dismantling Michigan’s auto no-fault system, which would adversely affect citizens across Michigan. Coalition Protecting Auto No-Fault (CPAN) President John Cornack issued the following statement in response to the proposed lawsuit: “Instead of holding insurance companies accountable for their discriminatory rate-setting practices and sky-high premiums, Mayor Duggan is once again blaming a law … read more

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CPAN statement on SB 1014 and 787: Auto Insurance Bills Passed by State Senate Would Make Children, Seniors, Young Professionals & Others Second-Class Citizens

Legislation Would Shift Cost of Care Resulting from Catastrophic Car Injuries to Michigan Taxpayers Lansing — The Michigan Senate today passed Senate Bills 1014 and 787, which would erode protections for residents who suffer catastrophic injuries in car accidents and shift the cost of care to Michigan taxpayers. SB 1014 addresses the Assigned Claims Plan (ACP) and would cap the cost of care to $400,000. SB 787 would offer a so-called “carve-out” for senior citizens that in reality severely decreases … read more

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Top Ten Outrageous Auto Insurance Quotes in Michigan

Buying auto insurance in Michigan is frustrating for just about everyone, especially in Detroit. While reviewing hundreds of premium quotes offered by some of the state’s major auto insurers on behalf of the Coalition Protecting Auto No-Fault (CPAN), auto insurance expert Doug Heller identified 10 quotes that are particularly outrageous examples of the various ways auto insurance companies have cheated good drivers in Michigan, even as the insurers blame anybody but themselves for the high cost of their product. A … read more

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The Rating Game

How Auto Insurance Giants’ Pricing Practices Drive Up Rates for Safe Drivers Across Michigan All drivers must buy auto insurance, but insurance companies raise rates on good drivers based on personal and economic characteristics Every driver in Michigan – whether rich or poor, married or single, male or female – must buy auto insurance. Although the state regulates consumer behavior with this mandate, the insurance companies that sell coverage have been allowed to price policies however they want. As a … read more

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No-Fault Repeal Legislation: Bad Policy, Poorly Written

A blog post by CPAN Legal Counsel George Sinas The sponsors of the 7-bill package identified as HB 5517 – 5523 claim that these bills will repeal the Michigan No-Fault Act and return Michigan to a system of pure tort law. Apart from the social irresponsibility of such legislation, is the harsh reality that these bills, as currently written, are a drafting nightmare that are virtually impossible to fully understand. Clearly these bills outlaw the sale of all no-fault PIP … read more

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