In November of 1983, I was involved in a single vehicle accident. That night my life was changed in a split second. It is not something that you plan.
After my accident, I was lying in the intensive care unit while my parents were frantically trying to gather money and reorganize their finances to pay for my care, which would have completely bankrupted them. Thanks to the medical coverage that I received from Michigan’s no-fault law, I am not a burden to my family. Although there were still some changes to our lives because of my catastrophic injury, the monetary burden of care was eased considerably. House Bill 4612 will shift that burden back on family and friends.
The medical coverage in the no-fault law has made it possible for me to have the necessary transportation, support and equipment. It is everything I need, nothing that I don’t. If it wasn’t for the no-fault law, I would still be in a small town depending on friends and family, be in a medically degraded condition on public assistance, or possibly dead. Instead I am a home-owning, tax-paying, community involved citizen! I have coached Little League baseball, I sing in the choir every Sunday, compete in turkey calling contests, hunt, fish, enjoy the outdoors, tutor young children, have mentored other disabled individuals to get them back out in the real world, and worked as a contractor to Ford Motor Company for the past 23 years.
I hope and pray that no one has to experience what I did. Unfortunately, the reality is that anyone in the state of Michigan could find out in an instant how badly no-fault is needed. HB 4612 would take away my job, my house, my attendants, and put me on Medicare and Social Security.
Every able-bodied person is looking for a good quality of life. That’s what disabled people are looking for, too.