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Bipartisan no-fault reform package will bring fairness and affordability to Michigan auto insurance system.

CPAN Praises “Fair and Affordable” Auto Insurance Reform Legislation

Proposed bills would implement cost-containment measures, create fair auto insurance rating practices and bring more transparency to Michigan’s auto insurance system LANSING, MI – A bipartisan group of Michigan lawmakers announced today a comprehensive set of legislation aimed at improving Michigan’s no-fault auto insurance system. The legislation, which lawmakers have dubbed the “Fair and Affordable No-Fault Reform Package,” is currently in the process of being drafted and is expected to be introduced in the coming weeks. “While we have not … read more

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Higher Premiums for Widows, Other Single Women in Michigan Auto Insurance Market

Study Finds Some Insurers Raise Rates on Female and Unmarried Customers Despite Michigan Law Prohibiting Use of Gender or Marital Status for Pricing Car Insurance Lansing – Widowed drivers in Michigan are charged more by some auto insurers than married drivers of the same age, even if they have perfect driving records, according to new data released today by Michigan’s Coalition Protecting Auto No-Fault (CPAN). Testing also found companies charging women significantly more for basic auto insurance than men, including … read more

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Michigan Auto Insurers Among Worst in Nation for Low-Mileage Discounts

Michigan Drivers Get Few Breaks for Staying Off the Roads But Get Punished for Job Title and Other Socioeconomic Characteristics Lansing – Auto insurance companies provide much smaller discounts to low-mileage customers in Michigan compared to the rest of the country, according to a new report published by InsuranceQuotes.com.  The national study shows that the premium difference between Michigan motorists who drive 5,000 miles per year and those driving 15,000 miles is only 3.5% compared with countrywide average difference of … read more

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Working Class Michiganders with Perfect Driving Records Often Pay Hundreds More for Auto Insurance

New Research Finds Several Large Auto Insurers Penalize Drivers with Less Education, Working Class Occupations and Rented Homes Lansing – Good drivers can face premium hikes of more than $1,200 per year for Michigan’s state-required minimum auto insurance coverage due solely to their level of education, job title, and whether or not they own their home, according to new research commissioned by Michigan’s Coalition to Protect Auto No-Fault (CPAN). The study, which tested premiums in eight different cities and towns … read more

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CPAN President John Cornack

CPAN President John Cornack Talks with Frank Beckmann About No-Fault Fraud

The Detroit Free Press posted a story this week detailing a complex scheme between Southeast Michigan doctors and lawyers to illegally profit from Michigan’s no-fault system. The report is based on an affidavit from Dr. Ram Gunabalan, which details a coordinated series of kickbacks between attorneys and health care providers treating auto accident victims. CPAN President John Cornack recently sat down with WJR radio host Frank Beckmann to discuss the Free Press reports and why stopping auto insurance fraud is … read more

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CPAN Members Outraged by Revelations of Auto Insurance Kickback Scheme, Offer Solutions to Stop Fraud

LANSING – The Coalition Protecting Auto No-Fault (CPAN) responded today to reports by the Detroit Free Press detailing a complex scheme between Southeast Michigan doctors and lawyers to illegally profit from Michigan’s no-fault system. “The allegations in this report are very serious,” said CPAN President John Cornack. “If found to be true, this type of behavior damages the entire no-fault system and those who work so hard to protect it.” The report is based on an affidavit from Dr. Ram … read more

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Covenant Medical Center v. State Farm: A Disastrous Destabilization of Michigan’s Auto No-Fault System

By:  CPAN Legal Team On May 25, 2017, the Michigan Supreme Court issued a landmark decision in the case of Covenant Medical Center, Inc., v. State Farm Mutual Automobile Insurance Company.  In a 5-1 decision, the Court took away significant legal rights of healthcare providers who care for auto accident victims.  The Court held that healthcare providers do not have a right under the No-Fault Act to sue no-fault insurers for services rendered to patients.  As the Court stated:  “We … read more

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Michigan Supreme Court Ruling Pits Patients Against Providers When Insurers Refuse to Pay

LANSING – The Michigan Supreme Court yesterday ruled in a landmark decision that will prevent medical providers from suing insurance companies on behalf of auto accident patients for payment of services rendered. The case, Covenant Medical Center v State Farm Mutual Auto Insurance, is expected to result in a windfall of profits for insurance companies and will greatly increase lawsuits in Michigan’s no-fault system while leaving patients on their own without a safety net. “This decision is a nightmare for … read more

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CPAN Responds to Michigan Supreme Court Refusal to Hear No-Fault Transparency Case

LANSING – Michigan Supreme Court has decided not to hear the Coalition Protecting Auto No-Fault’s case that would have shed light on the state’s auto insurance system. CPAN had sought to open the Michigan Catastrophic Claims Association’s rating practices to public scrutiny via the state’s Freedom of Information Act. “This is a very disappointing day for those who are committed making Michigan’s auto insurance system more affordable. Every Michigan driver pays into the MCCA the only way to determine whether the … read more

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CPAN announces reforms to fix Michigan’s no-fault system, protect accident victims

Reforms will improve auto insurance efficiency, transparency, fairness and accountability Lansing, Mich. – Medical providers, brain injury advocates and legal experts joined the Coalition Protecting Auto No-Fault (CPAN) today to reveal the organization’s proposals to bring much needed efficiency, transparency, fairness and accountability to Michigan’s auto no-fault system. “Michigan’s no-fault laws are critical to the care and rehabilitation of tens of thousands of auto accident victims every year, but we also know the system is not perfect. There are a … read more

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