Our History

The Coalition Protecting Auto No-Fault (CPAN) was formed in 2003 by 26 professional associations who shared the strongly held belief that it was in the public interest to preserve Michigan’s model no-fault auto insurance system and to make sure that the Michigan auto insurance industry kept the original no-fault promise it made to Michigan citizens when the No-Fault Act was passed in 1972. 

These professional associations consist of 15 major medical groups and 11 consumer groups, who represent numerous constituencies with widely divergent political views. In spite of their differences, these associations were united by the common objective to protect the rights of patients and providers under the Michigan no-fault system.

In 2009, the 26 professional associations who founded CPAN decided to make significant changes in its organizational structure, so that CPAN can be more effective in fighting the battle to save the Michigan no-fault system. CPAN opened up membership to the general public. By taking this action, the members of CPAN today include citizens’ consumers, individual professionals, private businesses, and professional organizations.

CPAN provides the first effective counter balance to the auto insurance industry – an industry that almost always gets its way in Michigan. CPAN is the TRUSTED VOICE ON MICHIGAN’S NO-FAULT SYSTEM. 

Below is a list of just some of CPAN’s member associations, professional organizations and institutional members:

  1. Michigan Academy of Physician Assistants
  2. Michigan Assisted Living Association
  3. Michigan Association of Chiropractors
  4. Michigan Association of Rehabilitation Organizations
  5. Michigan Brain Injury Provider Council
  6. Michigan College of Emergency Physicians
  7. Michigan Nurses Association
  8. Michigan Orthopedic Society
  9. Michigan Orthotics and Prosthetics Association
  10. Michigan Osteopathic Association
  11. Michigan Rehabilitation Association
  12. Michigan Society of Oral and Maxillo facial Surgeons
  13. Michigan State Medical Society
  14. Michigan Dental Association
  15. Michigan Committee on Trauma
  16. Ascension Health Ministries
  17. Michigan Association of Neurological Surgeons
  18. Eisenhower Center
  19. Special Tree
  20. Michigan Independent Case Management Council
  21. Rainbow Rehabilitation
  22. Mary Free Bed Rehabilitation Hospital
  23. Origami Brain Injury Rehabilitation
  24. NeuroRestorative
  25. Michigan Podiatric Medical Association
  26. Michigan Association for Home Care 

  1. Brain Injury Association of Michigan
  2. Michigan Association for Justice
  3. Michigan Guardian Association
  4. Michigan Disability Rights Coalition
  5. Michigan Citizen Action
  6. Michigan Paralyzed Veterans of America
  7. Michigan Protection and Advocacy
  8. Michigan Senior Advisory Council
  9. Peckham

Working cooperatively together, these associations and organizations have vigorously opposed repeated efforts by the Michigan auto insurance industry to dramatically weaken the Michigan No-Fault Law and substantially diminish the rights of accident victims and their medical providers.